{"product_id":"9781138019911","title":"Consumer Credit Law and Practice","description":"\u003ch3\u003ePractical Finance and Banking Guides\u003c\/h3\u003e\u003ch1\u003eConsumer Credit\u003c\/h1\u003e\u003ch2\u003eLaw and Practice\u003c\/h2\u003e\u003ch3\u003eAlexander Hill-Smith\u003c\/h3\u003e\u003cdiv\u003e\u003cb\u003eLaw \/ Consumer\u003c\/b\u003e\u003c\/div\u003e\u003cbr\u003e\u003cdiv\u003e\n\u003cp\u003eThe field of consumer credit law has undergone major and fundamental change in the recent past, due in part to the regulation since 1 April 2014 of consumer credit by the Financial Conduct Authority, and this book provides a clear and complete guide to this difficult area of law.\u003c\/p\u003e\n\u003cp\u003eFully updated for the second edition, the author considers new developments including:\u003c\/p\u003e\n\u003cul\u003e \u003cli\u003ethe new authorisation process under the Financial Services and Markets Act 2000, including the interim permission regime, and its consequences\u003c\/li\u003e \u003cli\u003ethe new regime for financial promotions as applied to credit and hire advertising; the new rules controlling high cost short term lending and peer to peer lending\u003c\/li\u003e \u003cli\u003ethe new provisions of the recently released Consumer Credit Sourcebook (CONC)\u003c\/li\u003e \u003cli\u003ethe new requirements governing mortgage lending as contained in MCOB; the requirements for distance selling and off-premises contracts as applied to consumer credit and consumer hire including the impact of the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013\u003c\/li\u003e \u003cli\u003ethe jurisdiction of the financial ombudsman service on consumer credit. Also considered is the recent case law on the powerful unfair relationships jurisdiction\u003c\/li\u003e \u003c\/ul\u003e\n\u003cp\u003eThis comprehensive and practical guide is essential reading for legal practitioners, finance houses, credit reference agencies and retail organisations. \u003c\/p\u003e\n\u003c\/div\u003e\u003cdiv\u003e\u003cp\u003e\u003cstrong\u003eAlexander Hill-Smith\u003c\/strong\u003e is a barrister at New Square Chambers.\u003c\/p\u003e\u003c\/div\u003e\u003cbr\u003e\u003ctable\u003e\n\u003ctr\u003e\n\u003ctd\u003ePublication Date: \u003c\/td\u003e\n\u003ctd\u003e12 January 2015\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003ePublisher: \u003c\/td\u003e\n\u003ctd\u003eTaylor \u0026amp; Francis\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eImprint: \u003c\/td\u003e\n\u003ctd\u003eInforma Law from Routledge\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eISBN-13: \u003c\/td\u003e\n\u003ctd\u003e9781138019911\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFormat: \u003c\/td\u003e\n\u003ctd\u003eHardback\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003ePage Count: \u003c\/td\u003e\n\u003ctd\u003e386\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eWeight (oz): \u003c\/td\u003e\n\u003ctd\u003e34.63\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/table\u003e","brand":"Taylor \u0026 Francis","offers":[{"title":"Default Title","offer_id":63582811488396,"sku":"9781138019911","price":210.59,"currency_code":"USD","in_stock":true}],"url":"https:\/\/lateknightbooks.com\/products\/9781138019911","provider":"Late Knight Books and Services, LLC","version":"1.0","type":"link"}