A financial planning guide built specifically for adults living without children 

In But Who Will Take Care of You When You're Old?: Financial Planning for Life Without Kids, CPA and CFP® Kelley C. Long draws on over 20 years of client-facing financial planning experience to address a reality facing more than 20% of U.S. adults: how to finance later-life and end-of-life care without children to help. 

Long provides a step-by-step approach to life and financial planning that moves beyond the traditional model built around raising children, saving for retirement at 65, and leaving a legacy. The book includes exercises to address internal blocks around counter-cultural lifestyle choices alongside practical personal finance strategies for achieving financial independence on your own terms. 

Readers will also find: 

• Guidance on funding later-life care independently, without relying on family members to coordinate or provide support 

• Strategies for pursuing meaningful goals like career changes, travel, or starting a business while maintaining financial security 

• Exercises designed to build confidence in lifestyle decisions that diverge from conventional expectations around family and finances 

• Practical approaches to personal finance that do not assume legacy planning or dependent-centered savings as primary objectives 

• A framework for balancing present-day fulfillment with long-term planning to ensure you can afford care when needed 

Written for Millennial and Gen X adults who are child-free by choice or circumstance, whether single or partnered, this book provides the financial planning tools and mindset shifts needed to live fully now while preparing to fund your own care later in life.