{"product_id":"9781509523252","title":"Why Can't You Afford a Home?","description":"\u003ch3\u003eThe Future of Capitalism\u003c\/h3\u003e\u003ch1\u003eWhy Can't You Afford a Home?\u003c\/h1\u003e\u003ch3\u003eJosh Ryan-Collins\u003c\/h3\u003e\u003cdiv\u003e\u003cb\u003ePolitical Science \/ Public Policy \/ Economic Policy\u003c\/b\u003e\u003c\/div\u003e\u003cbr\u003e\u003cdiv\u003eThroughout the Western world, a whole generation is being priced out of the housing market. For millions of people, particularly millennials, the basic goal of acquiring decent, affordable accommodation is a distant dream.\u003cbr\u003e\u003cbr\u003e Leading economist Josh Ryan-Collins argues that to understand this crisis, we must examine a crucial paradox at the heart of modern capitalism. The interaction of private home ownership and a lightly regulated commercial banking system leads to a feedback cycle. Unlimited credit and money flows into an inherently finite supply of property, which causes rising house prices, declining home ownership, rising inequality and debt, stagnant growth and financial instability. Radical reforms are needed to break the cycle. \u003cbr\u003e\u003cbr\u003eThis engaging and topical book will be essential reading for anyone who wants to understand why they can’t find an affordable home, and what we can do about it.\u003c\/div\u003e\u003cdiv\u003e \u003cb\u003eJosh Ryan-Collins\u003c\/b\u003e is a Senior Research Associate at the Institute for Innovation and Public Purpose, University College London.\u003c\/div\u003e\u003cbr\u003e\u003ctable\u003e\n\u003ctr\u003e\n\u003ctd\u003ePublication Date: \u003c\/td\u003e\n\u003ctd\u003e10 December 2018\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003ePublisher: \u003c\/td\u003e\n\u003ctd\u003ePolity Press\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eImprint: \u003c\/td\u003e\n\u003ctd\u003ePolity\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eISBN-13: \u003c\/td\u003e\n\u003ctd\u003e9781509523252\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFormat: \u003c\/td\u003e\n\u003ctd\u003eHardback\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003ePage Count: \u003c\/td\u003e\n\u003ctd\u003e140\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eWeight (oz): \u003c\/td\u003e\n\u003ctd\u003e8.8\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/table\u003e","brand":"Polity Press","offers":[{"title":"Default Title","offer_id":44310478913676,"sku":"9781509523252","price":58.46,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0710\/9545\/1788\/files\/9781509523252.jpg?v=1780195585","url":"https:\/\/lateknightbooks.com\/products\/9781509523252","provider":"Late Knight Books and Services, LLC","version":"1.0","type":"link"}