This book features high-quality research papers presented at the International Conference on AI and Financial Innovation (AIFI 2026), IIMT Bhubaneswar, Odisha, India, during February 13–14, 2026. The integration of artificial intelligence (AI) into financial services is ushering in a new era of technological transformation. The book discusses AI’s ability to analyze large volumes of data, automate processes, and generate predictive insights which are revolutionizing how financial institutions operate. It also discusses how AI is becoming a critical tool for enhancing efficiency, improving decision-making, and fostering financial inclusion on a global scale. Furthermore, it presents contents on how integration of AI in payment systems, credit scoring, fraud detection, and regulatory compliance is reshaping the financial services industry, making it more secure, efficient, and accessible.

Prof. Rangan Gupta is a Professor at the Department of Economics, University of Pretoria. He holds a PhD in Economics from the University of Connecticut, USA. He conducts research in the fields of macroeconomics and financial economics. His research has appeared in high impact factor international journals such as International Journal of Forecasting, International Review of Financial Analysis, International Review of Economics and Finance, Journal of Banking and Finance, Journal of International Money and Finance, Journal of International Financial Markets, Institutions and Money, Journal of Macroeconomics, Economic Modelling, Emerging Markets Review, Journal of Forecasting, Energy Economics, Energy Policy, Energy, Macroeconomic Dynamics, Quantitative Finance, Resources Policy.

Prof. Srikanta Patnaik is the Chairman of IIMT, Bhubaneswar. He has received his Ph. D. (Engineering) on Computational Intelligence from Jadavpur University, India in 1999 and supervised 24 Ph. D. theses and more than 60 M. Tech theses in the area of Machine Intelligence, Soft Computing Applications and Re-Engineering. Dr. Patnaik has published more than 100 research papers in international journals and conference proceedings. He is author of 2 textbooks and edited 72 books and few invited book chapters, published by leading international publisher like Springer-Verlag, Kluwer Academic, etc. Dr. Patnaik was the Principal Investigator of TAPTEC project “Building Cognition for Intelligent Robot” sponsored by All India Council for Technical Education, New Delhi and Major Research Project “Machine Learning and Perception using Cognition Methods” sponsored by University Grant Commission. He is the Editors-in-Chief of International Journal of Information and Communication Technology and International Journal of Computational Vision and Robotics published from Inderscience Publishing House, England and also Editors-in-chief of Book Series on “Modeling and Optimization in Science and Technology” published from Springer, Germany.

Prof. Anna Esposito received her “Laurea Degree” summa cum laude in Information Technology and Computer Science from University of Salerno in 1989 with a thesis on: The Behaviour and Learning of a Deterministic Neural Net (published on Complex System, vol 6(6), 507-517, 1992). She received her PhD Degree in Applied Mathematics and Computer Science from University of Napoli “Federico II” in 1995. Her PhD thesis on: Vowel Height and Consonantal Voicing Effects: Data from Italian (published on Phonetica, vol 59(4),197-231, 2002) was developed at Massachusetts Institute of Technology (MIT), Research Laboratory of Electronics (RLE), under the supervision of Professor Kenneth N Stevens. She has been Post Doc at the International Institute for Advanced Scientific Studies (IIASS), Assistant Professor at the Department of Physics at the University of Salerno (Italy), and Research Professor (2000-2002) at the Department of Computer Science and Engineering at Wright State University (WSU), Dayton, OH, USA. Anna is currently Full Professor in Artificial Intelligence and Multimodal Communication at the Department of Psychology of the University of Campania “Luigi Vanvitelli”. Her teaching responsibilities include Fundamentals of Artificial Intelligence, Multimodal Communication, Human Machine Interaction, Cognitive Economy, and Decision Making. She authored 320+ peer reviewed publications in international journals, books, and conference proceedings and guest edited several special issues.